I paid off my car loan and have a lien release - now what?

In Minnesota, regardless if you took out a loan for your vehicle or not, you will receive a Minnesota title in the mail.

If you have both your Minnesota title and lien release in hand, you have two options:

  • Option 1: Staple the title and lien together and put it in a safe place. Should you choose to sell or trade it in etc. you just have to hand both over. Due to COVID-19, this is the option we highly recommend.
  • Option 2: Stop in to submit the title and lien release to the State to request a clean title. There will be a filing fee charged. Please ensure the address on the title is your most current address. We will then take the originals and give you copies. Due to COVID-19, expect extended waiting times and significant processing delays.

If you lost your title please complete an application for a duplicate title (PDF), and bring both the form and the lien release in. We will release the lien when we order the duplicate title. (Fees may be applied to this transaction.)

For further information visit the Department of Public Safety (DPS) website or contact the DPS at 651-297-2126.

Show All Answers

1. I lost my Minnesota title: how can I get a new one?
2. How do I request a duplicate set of vehicle registration tabs?
3. How do I request a new set of plates?
4. I don't have my renewal notice: can I still buy tabs?
5. I just moved here from out of state: what do I need to register my vehicle?
6. I paid off my car loan and have a lien release - now what?
7. How much does it cost to transfer a vehicle?
8. What do you accept for insurance on title transfers and tab renewals?
9. How can I find out what I paid last year for my tabs?
10. I've sold a vehicle - how do I report the sale?
11. Can I transfer my special plate now?
12. How can I reach the state with addition driver/vehicle questions?