Housing Resources

Housing Study

The New Brighton Housing Study was initiated to better understand the City's housing inventory and market condition, and to identify strategies for expanding housing options and meeting community needs.

Housing Study (PDF)

Livable Community

The New Brighton City Council has created a strategic priority of maintaining a livable community. To do so we must provide safe and vibrant neighborhoods where all are welcome through engaging with community partners, targeted investment, community redevelopment, and thoughtful planning. To help understand where we are and what we need to do, New Brighton is in the final stages of creating a Housing Study. The study is organized into four sections:

Demographics
Housing inventory
Housing development market
Housing strategies

To see the full report being considered for acceptance by City Council please CLICK HERE.

Apartments & Senior Living

Renter's Resources

There are multiple resources available in the Twin Cities to assist you with rental housing issues and challenges. LEARN MORE

First-Time Homebuyers Assistance

Did you know Ramsey County offers first-time home buyers assistance? Visit the Ramsey County website for more information.

Home Improvement Loan & Grant Information

Ramsey County programs for weatherization, deferred loans, and rehabilitation loans.

The Center for Energy and the Environment (MNCEE) is a non-profit focused on helping people maintain their homes. They offer low-interest loans for homeowners and may have a home loan that matches your needs. CEE also offers home remodeling consultations and other services.

Energy Efficiency

Warm up Your Home with a new Furnace and Attic Insulation from Neighborhood Energy Connection (NEC). You could even receive an energy conservation deferred loan of $6,500 for energy improvements.

Habitat for Humanity - A Brush with Kindness

This program serves struggling homeowners whose home needs paint, maintenance and general restoration work. Learn more about this program (PDF).

Housing Program Specifics (Single & Multi-Family)

Program	Offered By	Category	Summary
HomePath ReadyBuyer Program	Fannie Mae	Affordability	Complete an online home buying course to receive up to 3% of closing cost assistance toward the purchase of a HomePath property
HomePath Renovation Mortgage	Fannie Mae	Remodeling	Allows a borrower to purchase a property that requires light to moderate renovation
HomeHelpMN	MN Housing	Financial Assistance	Provides assistance with mortgages and other housing-related expenses
HUD 233F	MHFA	Building, Affordability	Funds may be used for acquisition, refinance or moderate rehabilitation of multifamily rental housing
Low and Moderate Income Rental Programs	MHFA	Building, Affordability	Provides a variety of financing products for multifamily rental housing affordable to low- and moderate-income Minnesotans
Rent Assistance	MHFA	Affordability	Variety of links to programs focused on making housing affordable
Quick Start Disaster Recovery Program	MHFA	Emergency and Safety	Provides assistance as a last resort when private insurance and federal assistance are not enough to repair home to pre-disaster condition
Fix Up Loan	MHFA	Energy and Accessibility	Fixed interest rate loans with lower interest rates for energy conservation and accessibility improvements to home
Rehabilitation / Emergency and Accessibility Loans	MHFA	Remodeling, Emergency and Safety	Assists low-income homeowners in financing basic home improvements
Home Improvement Loan Program	MN CEE	Energy and Accessibility	Provides loans to improve the basic livability and/or energy efficiency of the borrower’s home
Solar Financing Program	MN CEE	Energy and Accessibility	Low-interest loans for Minnesota homeowners to increase the energy efficiency of their homes using photovoltaic (PV) solar technology
Home Energy Loan Program	MN CEE	Energy and Accessibility	Low-interest home energy loans for Minnesota homeowners to make energy improvements in their homes
First HOME Buyer Assistance Program	Ramsey County	Affordability	Helps first home buyers purchase homes more affordably by providing deferred loans that can be used for down payment assistance, closing costs, and occasionally, health/safety/code improvements
Deferred Loan (through GMHC)	Ramsey County	Emergency and Safety	Secure funds for improvements necessary to meet minimum housing quality standards for low- and moderate-income households
Window Replacement due to Lead (PDF)	Ramsey County	Emergency and Safety	Ramsey County Department of Public Health along with several partners is working to address lead paint hazards in Ramsey County homes occupied by young children who are most at risk for lead poisoning
Suburban Ramsey County Energy Conservation Deferred Loan	Ramsey County	Energy and Accessibility	Receive up to $6,500 in forgivable financing for the energy improvements you need today, including new furnaces, boilers, and insulation
Homeownership Preservation Program	Ramsey County	Affordability	Ramsey County is offering housing payment assistance to suburban Ramsey County homeowners. Eligible payments include mortgage, homeownership association (HOA) dues, water bills, homeowner’s insurance and property taxes.
Xcel Energy's Payment Plan (PDF)	Xcel Energy	Energy and Accessibility	The new program forgives up to 75% of the overdue amount on eligible residential customers’ electricity bills. If you owe between $1,000 and $4,000, call Xcel Energy at 800-895-4999 to confirm your eligibility and sign up. More information is available on their website.